About

Hammed Adewumi Afenifere (professionally known as Hammed Afenifere, and also registered as Afenifere Hammed Adewumi on certain corporate and licensing documents) is a fintech founder and payments executive focused on building compliant, scalable financial technology infrastructure that unlocks international trade for emerging markets.

As CEO & Co-Founder of Spark Tech Hub, he oversees two payment platforms: Oneremit (focusing on secure, low-friction cross-border payments for emerging market businesses) and Payremit (tailored for the diaspora remittance corridors). His work spans international payment rails, regulatory compliance operations, and cross-border commerce solutions across Canada, the United States, Nigeria, Ghana, and the United Kingdom.

Professional Timeline & Milestones

I have built my career at the intersection of technology, finance, and international regulation:

2023 — Co-founded Spark Tech Hub Limited in Canada to lay the regulatory and technical foundations for B2B payment unbundling. 2024 — Launched Oneremit and Payremit platforms, capturing high-demand B2B trade corridors and diaspora transactions. 2025 — Processed over $100M+ in payments (as of late 2025) and expanded multi-jurisdictional compliance licensing.

Fintech Licensing & Compliance

Rather than bypassing regulations, we treat compliance as our primary competitive moat. Spark Tech Hub and its affiliate platforms are fully licensed and registered, including:

FinCEN Registered — United States (MSB Registration) MSB Licensed — Canada (FINTRAC Registration) Approved PSP Agent — Bank of Canada Licensed IMTO Agent — Central Bank of Nigeria

Global Presence

Our corporate entities are established to support global business trade across five primary jurisdictions:

Canada United States Nigeria Ghana United Kingdom

Speaking & Panel Topics

I regularly share insights on cross-border payments, compliance architecture, and emerging market trade at industry events. Key topics include:

Building compliant payment corridors from the West to Emerging Markets.
Unlocking B2B trade channels for SMEs in developing economies.
Nurturing compliance strategies as competitive advantages in fintech.

Forbes Council & Publications

As an accepted member of the Forbes Business Council, I write about fintech scaling, compliance culture, and emerging payment infrastructure. You can follow my articles and verified executive profile here:

Forbes Business Council Profile View Profile ↗ My press mentions, keynotes, and media publications are archived on the Press & Media page.

Vision

Emerging markets are among the world's most ready and willing trade partners. The businesses exist, the demand is real, and the appetite for global commerce is growing. What has been missing is infrastructure to move money without friction. When payments get easier, trade follows. When emerging markets trade freely with the rest of the world, everyone wins.